2.4. Financial Planning & Currency Guide 💰

2.4. Financial Planning & Currency Guide 💰

Understanding the local currency and managing your finances effectively will contribute to a stress-free trip.

  • Currency: The official currency of Saudi Arabia is the Saudi Riyal (SAR).

  • Exchange Rates: Check current exchange rates before you travel. You can exchange currency at airports, banks, or authorized money changers in Saudi Arabia. Rates might be slightly better outside of airports.

  • Best Ways to Carry Money:

    • Cash: Essential for small purchases, local transport, and tips. Carry a mix of small denominations.

    • Credit/Debit Cards: Widely accepted in hotels, larger shops, and restaurants. Inform your bank of your travel plans to avoid card blocking.

    • Travel Cards: Pre-loaded forex cards can be a secure and convenient option.

  • Budgeting Tips:

    • Accommodation & Food: Factor in what your package includes. If not all meals are covered, budget for local eateries.

    • Transportation: Budget for taxis, ride-sharing apps, or the Haramain High-Speed Rail between cities.

    • Shopping & Souvenirs: Allow a reasonable amount for gifts and personal items.

    • Donations: You may wish to make charitable donations.

    • Emergencies: Always have a small emergency fund.

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